Access Control Advantage (ACA) is dedicated to the improvement of qualified loan processing for the benefit of recordkeepers, plan sponsors, and participants.

ACA empowers participants by providing them with a smarter way to access their defined contribution assets when financial needs arise. This results in participants borrowing less and keeping more of their assets in the plan working for their financial future. ACA's unique survivability feature allows the participant's loan to outlive the employee-employer relationship.

ACA's innovative solution for qualified loan processing facilitates a controlled environment that respects the integrity and the importance of saving for retirement through defined contribution plans.