The new standard in defined contribution plan
Access Control Advantage (ACA) is a complete defined contribution plan loan automation program for Recordkeepers and Plan Sponsors. ACA’s patented and automated solution eases the burden of DC plan loan processing for Plan Sponsors while providing a better loan solution for Plan Participants.
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Specifically, ACA can lower plan administration costs, eliminate loan repayment through payroll processing, reduce participant borrowing, enable faster loan repayment, keep more assets in the plans and encourage employee participation. ACA works for 401k plan loans, 457 plan loans, 403b plan loans.
Moreover, we have found through 401k recordkeepers and others that use ACA that ACA loan balances are, on average, 12% lower than traditional retirement loans, and 30% of ACA loan repayments are higher than the minimum required. ACA can be integrated into any recordkeeping platform.
The ACA patented and patents pending technology provides original products and services that have been utilized by some of the nation’s leading and most well-respected recordkeepers.